El Racó de Pensar

RdP_22_T5P2_Wellness_Financer - Jordi Martínez Llorente

• Jordi Fàbregas • Season 5 • Episode 2

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Nova conversa al podcast amb Jordi Martínez Llorente, el qual explora el concepte de benestar financer, definint-lo com la sensació de control i tranquil·litat en les finances personals. Remarca la importància de tenir un pressupost, un fons d'emergència i la gestió del deute, així com l'impacte del soroll del consum modern en les decisions financeres. També destaca la necessitat d'una educació adequada per a la presa de decisions informades i la importància de ser conscients de les nostres despeses. Finalment, es destaca la importància de tenir converses sobre finances en família per fomentar-ne la consciència i la responsabilitat.

Capítols:

00:00 Introducció
02:24 Definició de Benestar Financer
04:11 El Soroll 
09:30 El Pressupost Personal
15:52 Fons d'Emergència: Necessitat i Estratègia
25:39 Gestió del Deute: Bo vs Dolent
36:32 Estratègies d'inversió en temps d'interès zero
39:10 Riscos de l'apalancament
41:44 La importància de l'educació financera
45:40 Propostes innovadores per a la inversió pública
50:09 La renda bàsica
54:27 Relació entre finances i humanitats
59:08 Converses familiars sobre finances
01:03:34 El tabú de parlar de diners

Llibres d'en Jordi: 

SPEAKER_01:

When we have an entrance or concert, we have 600 days. 20 euros, 20 euros for the Libbanic, but we have microphones that are in the platforms, and subscriptions. So finance that we compare, including Portuguese, the entrance of Portuguese. But the entrance of Portaventura, and I have Portuguese. And we can't stand an umbour, a burrito, and 11 euros the pizza, we're not going to be able to do it. And for 2010, we have one of the things that we have to do with this. And we proposed that the certification of financial, and the certification of the funds of inversion, the inversion sustainable, but yeah, we have a lot of financial. The first is that the control of manuals and annuals, or mensuals. But we have a personal, basically, the person that finance personality can take control of the financial. If you have a metro and the session, we have a coach, and the coach is 2150. And if you have a metro, it's 21.350 in Europe. But I've explained this. It's absurd that you have finance, and we have finance. But the conscience that we have a moment and reflection that we have to do is annual euros, and 24 hours.

SPEAKER_02:

No, it's a present.

SPEAKER_01:

But I mean the fact that we have a remote economic, but the important one of the people who have financial dinner.

SPEAKER_02:

And we're going to have to do it. But we have all these platforms, but what happens? But it's glamour, it's not a good thing.

SPEAKER_01:

When we have an entrance of concert, we have 60 million entrances in one day. In the Portuguese, the entrance of Portuguese is the entrance of Portuguese. But the entrance of Portaventura is positive because we have Portaventura. And we have a casa, a burrito, or a pizza, and 11 euros the pizza, and then we can use the summary, the micro deutement, it's not a banana.

SPEAKER_02:

And the same, we're tournament. And when we have dealt with the amount, but it's an amount of show, no?

SPEAKER_01:

It's the way that we've already said one of the things that I have a study, the fourth job. And we have a transit debit. But we're going to be able to function. Because if you don't have to say the funds of the six, but it's not a problem. But I'm going to go to the world.

SPEAKER_02:

But you can tell that it's a bond that implicit final, a COP as well. And those are profitable.

SPEAKER_01:

And when you have the prestack, and we have two places of parking. So we have an 4 mm, 40. So I come from one, oh, three months, we're going to have two, and when we have three of us, we have one. And I'm going to say, and three shows, and the crazy, and we think at the time. The other final year, when we have to do it. So enter the nomination, it's basically one of the subjectives vital that we see what we have to do with it.

SPEAKER_02:

But it's an anti-system, eh?

SPEAKER_01:

It's business, but those values, no? If we invite the empresas, there are impact on the campaign climate. No, no, it's a bank public, it's the point of the Norwegian, perhaps.

SPEAKER_02:

Norwegian is the same thing.

SPEAKER_01:

No, no, it's companies that are going to be a little bit of a lot of people. But I imagine families who are vulnerable. No, we have families vulnerable, when we have triple inventory, that's the conference, which is opportunity. But you invent fortunes or not, I don't have 10 million euros line, but we have events. No, you've got to think about the family, you will study, or I have an idea, but I don't want to risk it because we don't have to do it, or we can out. So 2000 or 300, and we can put the pension, so we have two percent. And I explained to explain 30 seconds. Next. I think 2000 is exploring. What is the basics? If we have music and music, the manager, implicated fiscal, and we have different scenarios. If you have two that are pensions, contributives, and rent basically, especially inflation. But I mean, if you think about it, there are pilots, you think in general.

SPEAKER_02:

And the tradition that we have sent the trade, or the zone of Giputz?

SPEAKER_01:

And it's the cooperatives. No, no, it's super bad.

SPEAKER_02:

Some energy, effectively.

SPEAKER_01:

Some mobility, and we can't do it. No, but it's a casa and distance. It's more good. The problem in our place is that there are sales more, and the vita is a discussion.

SPEAKER_02:

But there's the recompense at the final. And we have to make a lot of idiomas. It's a value intangible. But I intend to be able to combinate one of the other. No, for example, we compare chocolate during the month, equivalent.

SPEAKER_01:

But if you have one, it's an emergency. And I wonder, how do we pay? And so if we have another job, it's a very difficult time.